Free Online Tools

Loan & Finance Calculators

Use our free calculators to estimate repayments, compare loan options, understand your borrowing capacity, and plan your financial goals — before you speak to anyone.

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Know Your Numbers Before You Commit

Our calculators give you a clear picture of what your repayments may look like, how much you could borrow, and how different loan structures compare — all in one place.

While calculators provide estimates, they are a useful starting point. Once you have a clearer picture, our team can walk through your actual scenario and align you with the right lender and structure.

All calculators are free to use and require no sign-up. Results are indicative only and are not a credit quote or offer of finance.

Finance calculators
All Calculators

Choose a Calculator to Get Started

Select the calculator that matches what you are trying to work out. Each tool is designed to give you a quick, clear estimate.

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Home Loan Calculator

Estimate your monthly, fortnightly, or weekly repayments on a home loan. Adjust loan amount, interest rate, and term to see how repayments change.

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Borrowing Capacity Calculator

Understand how much you may be able to borrow based on your income, expenses, and existing financial commitments before approaching a lender.

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Car Loan Calculator

Calculate repayments for a car loan. Enter your loan amount, interest rate, loan term, and preferred payment frequency to see your estimated repayments.

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Loan Comparison Calculator

Compare two loan options side by side. See how different interest rates, loan amounts, or terms affect your total repayments and interest costs.

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Personal Loan Calculator

Estimate repayments on a personal loan. Useful for planning purchases, consolidating smaller debts, or understanding what different loan terms cost.

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Split Loan Calculator

See how splitting your loan between fixed and variable rates affects your repayments. Useful for balancing certainty with flexibility on your home loan.

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Lump Sum Repayment Calculator

Find out how much time and interest you could save by making a lump sum payment on your loan. See the impact of extra repayments clearly.

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Stamp Duty Calculator

Estimate the stamp duty payable on a property purchase based on the purchase price, property type, and buyer status in your state or territory.

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Savings Goal Calculator

Plan how long it will take to reach a savings target. Enter your goal amount, current savings, and regular contribution to see your projected timeline.

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Why Use Our Calculators

Simple Tools, Clear Results

Designed to give you a quick, honest picture of your financial position — no sign-up required, no obligation.

Instant Results
Get clear estimates in seconds. No waiting, no forms to fill, no sign-up required.
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No Obligation
Our calculators are completely free. Using them does not commit you to anything.
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Works on Any Device
All calculators are mobile-friendly and work seamlessly on phone, tablet, or desktop.
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A Better Starting Point
Understanding your numbers before speaking to a lender puts you in a stronger position from the start.
Important Disclaimer

The results from these calculators are for general information purposes only and are not an offer, quote, or pre-qualification for a loan. Calculated figures are estimates and may differ from actual loan repayments, which are determined by the lender based on your individual circumstances. Capital Avenue Mortgage and Finance does not accept any liability for loss arising from reliance on these calculations. You should always seek professional advice before making any financial decisions.

Capital Avenue Mortgage and Finance — capitalavenue.com.au | loans@capitalavenue.com.au

Ready to Talk?

Numbers Look Good? Let's Talk.

Once you have an idea of your numbers, our team can walk through your actual scenario, compare real lender options, and help you move forward with confidence.

General advice only. Not a credit quote or offer of finance. Capital Avenue Mortgage and Finance.