First Home Buyers

Buying your first home is an exciting milestone. At Capital Avenue, we make this journey smooth and stress-free by offering expert advice and personalised mortgage solutions.

First Home Buyers

Understanding the First Home Owner Grant (FHOG)

The First Home Owner Grant (FHOG) is a government initiative to assist first-time buyers in reducing the cost of purchasing or building their first home. Eligibility and grant amounts vary depending on the state or territory where the property is located.

State and Territory Eligibility Information

  • Victoria: A grant of up to $10,000 for new homes valued up to $750,000. Additional exemptions or concessions for stamp duty may apply. Learn more: State Revenue Office Victoria.
  • New South Wales: Grants of up to $10,000 for new homes valued under $600,000, or for land and building contracts up to $750,000. Visit: Revenue NSW.
  • Queensland: Offers up to $15,000 for new homes valued under $750,000 or $30,000 towards buying or building a new home in Queensland. Check eligibility: Queensland Government.
  • Western Australia: Grants of up to $10,000 for first homes purchased or built in WA. Details: WA Department of Finance.
  • South Australia: Grants of up to $15,000 for new homes valued up to $575,000. Learn more: Revenue SA.
  • Tasmania: A grant of $30,000 for new homes purchased or built by 30 June 2024. More info: State Revenue Office Tasmania.
  • Northern Territory: Grants of $10,000 for new homes. Additional concessions may apply. Visit: NT Government.
  • Australian Capital Territory: Offers a grant for new homes or land for construction. Income thresholds and price caps apply. Learn more: ACT Revenue Office.
Why Choose Us

Why Choose Capital Avenue?

We simplify the lending process by combining expert guidance, access to competitive lenders, and clear communication at every stage.

Personalised Expert Guidance

Advice tailored to your specific financial goals and circumstances.

Access to Competitive Lending Options

A broad panel of lenders to secure highly competitive rates.

End-to-End Transparent Process

A clear, seamless process from application to settlement.

Calculate Your First Home Purchase

Plan your first home with confidence using our comprehensive calculators designed for first-time buyers.

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First Home Buyers

Financial your business and life now with our best experts

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